Jennifer (Calonia) Coates

The University of Oregon (UO) is located alongside the Willamette River in the city of Eugene, Oregon. A public, four-year research institution, it’s known for highly-ranked academic programs in environmental law and journalism, as well as its track and field legacy.

Establishing a robust credit profile takes time, so teaching your children how to start building credit at 18 or even younger can help them get ahead. Building a positive credit history can play a key role in accessing competitive borrowing opportunities in the future.
If you have a teen or early-adult child, there are a few ways to help them establish credit at age 18.

Despite the saying, “cash is king,” there are pros and cons to using cash over credit cards in everyday transactions. Likewise, credit cards have their own share of advantages and disadvantages when it comes to making purchases.

Here’s what you need to consider when choosing cash vs. credit cards...

Many borrowers take out multiple student loans throughout their college years to help pay for their education. But staying on top of the details for every student loan you have can be tricky.

A typical 18-year-old has an average credit score of 681, according to Experian data from June 2024. The score is considered good and can help borrowers qualify for some credit cards and loans, though they could pay higher interest rates.

Learn what a credit score is, how it can vary by age, and the steps you can take to improve yours.

Topics covred:

- Banking

- Home buying

- Mortgage loans

- Refinancing

- Taxes

Topics covered:

- Student loans

Topics covered:

- Student loans
- Personal loans
- Credit
- Debt
- Rewards credit cards
- Higher education

Topics covered:

- Airline comparisons
- Rewards credit cards
- Theme parks & entertainment
- Travel loyalty programs

Topics covered:

- Student loans

- Personal loans

- Rewards credit cards

Topics covered:

- English language
- Grammar
- Workplace etiquette
- Professional communications
- People & community