Jennifer (Calonia) Coates

Finding a personal loan that helps you reach your financial and life goals can be tremendously valuable. LightStream offers a flexible personal loan that’s best for individuals interested in debt consolidation with good to excellent credit.

Some federal student loans can indeed be forgiven after 20 years. Borrowers can access forgiveness through income-driven repayment (IDR) plans and other options. These programs can make a significant difference for those who are working their way through their debt and the stress that can accompany ...

Credit is often regarded as a catch-22: You have to have credit to access credit products, particularly borrowing opportunities that are more competitive. For example, a positive credit history can help you access consumer loans at a lower interest rate, or qualify for a credit card with a lucrativ...

Saving up enough money to buy a home can be a daunting prospect, especially if your budget is already stretched thin with monthly expenses like rent, utilities, and car/student loan payments.

Whether you’re sharing your big day with family and friends in a sprawling celebration or having an intimate courthouse wedding, chances are you’re planning a much-needed honeymoon afterward with your new spouse. W...

For some students, education loan debt is an inevitable burden in pursuit of a college degree. Fortunately, when it’s time to make payments, accessing student loan forgiveness in Kentucky is possible for certain bo...

Student loan forgiveness may be taxed by individual states, but student debt discharged in the years 2021 through 2025 will not be subject to federal income tax.A provision in the American Rescue Plan Act of 2021 (...

On this page:
What Does a 676 Credit Score Mean?
What Can You Get With a 676 Credit Score?
Can I Get a Credit Card with a 676 Credit Score?
Can I Get an Auto Loan with a 676 Credit Score?
Can I Get a Mortgage with a 676 Credit Score?
Can I Get a Personal Loan with a 676 Credit Score?
By Jennifer Calonia Coates
(Last Updated – 05/2024)
A 676 credit score is typically characterized as “good,” although it is at the low end of that range. It is much closer to the next category of “fair” vs. the h...

According to FBI Crime Data, nearly 675,000 burglaries were reported in 2022, most of which affected residential homes.
Thankfully, that number is on the decline after years plagued by high crime rates. One reason for this improvement is that people are becoming more vigilant about their home security. Whether you use a professional system or take a DIY approach, there are many things you can do to add extra layers of protection to your property.
Before going another day unprotected, consider...

As a college student, repaying your student debt can feel so abstract; it’s not a real experience you’ve had yet. Maintaining this idea is tempting, but if possible, I advise paying accrued interest on unsubsidized student loans while in school to get into the practice of making loan payments.
Jennifer, a native Angeleno, is a writer and editor with more than a decade of experience covering personal finance. Her work has been featured on Yahoo, Forbes, USA Today and other national publication...

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New Axos small-business customers can earn a generous welcome bonus of up to $400 upon completing certain account activities when they open a business checking account by August 1, 2024 with promo code NEW400 on their application. The account doesn’t charge monthly fees, and any domestic ATM fees you incur are automatically reimbursed.
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Our research is designed to provide you with a comprehensive understanding of personal finance services and products that best suit your needs. To help you in the decision-making process, our expert contributors compare common preferences and potential pain points, such as affordability, accessibility, and credibility.
Whether you’re reimbursing a roommate for a shared utility bill or repaying a friend for last week’s brunch, paying them back via cash or an electronic bank acc...

Warranty coverage is commonly offered or included when making many types of valuable purchases in life, from electronics to sporting goods, luggage, personal vehicles and more.
What some first-time buyers don’t know, however, is that you can also opt-in for home warranty coverage when purchasing a residence. Home warranties can protect your property’s appliances, plumbing, electrical and other major systems.
This guide details everything you need to know about how a home warranty works, inclu...